A Profound Encounter- Courage, Compassion and Empathy

Courage, Compassion and Empathy

I had a meeting near Badarpur and instead of opting for the usual metro, I decided to hire an auto till Badarpur. Little did I know that I’ll remember this auto ride for the rest of my life and learn so many lessons. As I chatted with my father over the phone in Punjabi, my auto driver, Sardar Ji, couldn’t help but notice, prompting him to inquire if I was from Punjab. Confirming his suspicion, we started conversing. I came to know Sardar Ji had visited my hometown, Sultanpur Lodhi and had visited Gurudwara Shri Ber Sahib. I was overjoyed to meet someone who shared a connection with my hometown.  We delved into Punjab’s core, touching upon Punjabiat, the Punjabi Language, and the profound teachings of Sikh Gurus. We passionately recounted the sacrifices made by the 5th, 9th, and 10th Guru Sahiban to protect humanity.  However, the tone took a poignant turn when Sardar Ji, with a heavy heart, asked about the date. I told him today’s 1st Nov. He asked me to reflect upon what had transpired 30 years ago on that very date. Though I keep newspaper cuttings of all important events but I couldn’t recall anything. I admitted my ignorance, and he proceeded to share a chilling account.  On 31st Oct 1984, PM of India Ms. Indira Gandhi was assassinated by her bodyguards, triggering a series of tragic events. Sardar Ji described how he narrowly escaped when a mob attacked his locality in Trilokpuri. In a desperate attempt to save Sardar Ji’s life, his father had to cut his hair. What Aurangzeb couldn’t do in his lifetime, the mob made his father cut Sardar Ji’s hair. After saving Sardar Ji’s life, his father was killed and his body was burned by the mob.  Crossing Taimoor Nagar, I got a glimpse of Sardar Ji’s eyes from the rearview mirror. I noticed he was trying to control his tears. Even after so many years that tragedy still echoed in his memories. I was so overwhelmed that I asked him to stop the auto. Once the auto came to a halt, I stepped out, and embraced Sardar Ji with a warm hug, just like my mother used to hug me whenever I cried during my childhood. I cried like this tragedy had happened to me and I had lost one of my own family members. We cried together, and we consoled each other. I offered my sincere apologies for the pain he and his family had endured. I saluted the resilience and strength that Sardar Ji embodies.   As we parted ways after reaching Badarpur, I couldn’t help but reflect on the significance of Empathy- a virtue often preached but seldom truly felt. To date, I am grappling with the realization that some wounds are too profound to ever fully heal. We live in a world that is divided along the lines of religion, caste, and creed. Stories like Sardar Ji’s remind and compel us to cultivate compassion for one another.  Raised on tales of Sikh Gurus and heroes like Baba Banda Singh Bahadur, Bhai Mati Dass, Bhai Sati Dass, and countless others who selflessly sacrificed for the greater good of humanity. Sardar Ji’s story has reinforced my gratitude for all those who consider humanity as paramount religion. Their timeless lessons about compassion, courage, and interconnectedness resonate profoundly.   

Rediscovering the Joy of Traditional Games as Training Tools for Deeper Impact.

  Moneky’s Pole is the literal transition of the traditional game in context here. It is called Bandar Qilla. During our childhood, when televisions were an ultra-luxury, computers, laptops, and mobile phones were innovations in process, and routines were simpler and less distracting.  our morning routine was all about waking up early, getting ready, and going to school and it was all fun. On return when, we would head out to meet neighborhood friends and engage in various outdoor games like Kabaddi, Gulli Danda, Pitthu Garam, Stapu, Lukan Meeti, Kokla Chhapaki, Bandar Qilla (Monkey’s Pole), and more. We would play until the sun set, and after coming home, do homework/study, have dinner, and sit with our grandparents to listen to their stories and tales. These stories would take us to magical worlds where horses could fly, and one could lift mountains. I would not call them fake, but they were probably high on imagination and wonder.  However, today, it’s rare to find children playing in parks or playgrounds. Most of them are content playing on their PSPs or mobile phones. Cartoon channels have replaced grandparents as storytellers, and the traditional games we used to play have been forgotten. I often ponder whether the tales portrayed on cartoon networks or mobile screens possess the same enchanting ability as the imaginative stories that our grandparents used to transport us to other worlds. Having played both traditional and online games both, I would say that traditional games are much more enriching. I struggle to comprehend what younger generations find so appealing in mobile games. Traditional games were not only a form of entertainment but also provided valuable lessons in teamwork, responsibility, and morality, while fostering meaningful social connections. No wonder the training interventions most loved in my training room are about those games and the corporates are bound towards outdoor retreats, recreation, and physical activities. One of my favorite traditional games is Bandar Qilla (Monkey’s Pole). Although the monkey (chosen player) often gets beaten by the group, the game is still a lot of fun. This game requires 8-10 players, and after drawing lots, the player who loses becomes the monkey (Bandar). The monkey ties a rope around the pole and, with the help of his leg, draws a circle around the pole, which becomes his area. He or she is required to hang on to the loose end of the rope during the gameplay. The rest of the players keep their shoes around the pole, and the monkey is supposed to protect them from being stolen by other team members. The players outside the enclosure are not allowed to enter it, and the monkey cannot leave his circle. If the monkey does leave the circle, the players are allowed to kick him back inside. During the play, while stealing shoes, if any of the players is touched by the monkey, then the monkey is set free and the other player who was touched by him takes his place and becomes a new monkey. Once all the shoes have been stolen, the players start hitting the monkey with them until he runs towards his house or a pre-decided place, signaling the end of the game. The game is then repeated after drawing lots, and a new monkey is chosen. Although this game may seem a little weird to those who have never played it before, the adventure, vibe, and impact of the game are remarkable. If you want to experience the thrill and understand the deeper meaning behind this traditional game, you should play it at least once. To me, this game was never just about the monkey and the pole, but about human nature. The circle around the pole represents our boundaries, and the shoes around the pole represent our external environment family, internal environment , and the little joys in life. As long as we stay within our limits and protect what belongs to us, we remain safe. If we cross our boundaries and leave things unattended, there may be severe consequences. Hence going out of the comfort zones is good but one must guard the boundaries that define and impact our internal and external environment. This also defines our peace of mind and social existence.  Just like the players outside the enclosure who try to steal shoes, there may be people who are annoying, and distract you from your goals of peace, happiness, and growth. They can trigger your anxiety, and get on your nerves in a zest to take away the little things that matter to us. But that is where you need to guard your inner boundaries and focus on your core.  Nourish your inner circle, guard the space that matters, and never allow anyone to enter your inner circle and destroy the mental peace, just like the monkey whose only job is to guard what is his own, what matters most without letting the outside stress enter his sacred space. 

Life Lessons from Guru Nanak Dev Ji

My home town of Sultanpur Lodhi in Punjab is amongst one of the most ancient cities of India. The first Sikh Guru, Guru Nanak Dev Ji, spent 14 years 9 months and 13 days in Sultanpur Lodhi. In 1497 Guru Nanak Dev disappeared in rivulet called Kali Bein and re-appeared after 3 days with Mool Mantra and started his first Udasi (Sacramental Journey) to spread the Sikh faith. Guru Nanak Dev Ji was born on 29th Nov. 1469 (on full moon day in the month of Katak- Nov.-Dec.) at Rai Bhoi Di Talwandi (present day Nankana Sahib in Pakistani Punjab). on 12th November 2019, Sikhs across the globe will be celebrating 550th birth anniversary of Guru Nanak Dev Ji and my town will feature in one of the biggest celebrations of Guru Ji’s birth anniversary. Guru Ji traveled far and wide teaching the message of God who dwells in all his creations and constitutes the eternal truth. During childhood days my parents and grandparents used to tell a number of stories on Guru Ji’s teachings and those stories helped shape my world view. My this blog is dedicated to 550th Birth Anniversary of Guru Nanak Dev Ji. Here are 5 life lessons we can learn from Guru Nanak Dev Ji. 1. Gender Equality It is a sad truth that women are not treated fairly and equally in today’s society and are subjected to discrimination and violence. 500+ years back, Guru Nanak Dev ji promoted the equality of genders, and laid the foundation of a system that gave women equal rights in all aspects of life. Guru ji says, “From woman, man is born; within woman, man is conceived; to a woman he is engaged and married. Woman becomes his friend; through woman, the future generations come. When his woman dies, he seeks another woman; to woman he is bound. So why call her bad from whom kings are born.” 2. Guru Shows You the Path Guru Ji were marked by divine grace and had keen interest in spirituality and divine subjects. When Guru Ji went to school on the very first day he astonished his teacher by describing the implicit symbolism of the number 1 (One) as Ek Onkar meaning God is One. Guru Nanak Dev Ji learnt lessons of spirituality from his elder sister Bibi Nanaki. Bibi Nanaki helped Guru Nanak Ji to understand the true meaning of spirituality and direct his energies in right direction. Bibi Nanaki was not only spiritual Guru of Guru Nanak Dev but also she was the first Sikh to follow the path of Sikhism. Guru is the voice of the God and only a Guru can show you the right path which leads towards God. 3. Work Life Balance and Spirituality Guru Ji never left his house in search of God. He had a perfect Work Life and Spiritual balance. He worked as accountant in charge of grain stores during days and spent his evenings with his family but once his family would sleep, Guru Ji would meditate all night without disturbing any of his family members. Guru Ji didn’t support monasticism and lead the life of honest householder. We can learn to balance Work Life and Spirituality from Guru Ji’s life. 4. Merit Comes First When Guru Ji decided to select his successor, Mata Sulakkhani, Guru Ji’s wife, requested Guru Ji to give Gurgaddi (Spiritual Throne) to one of their sons. But Guru Ji put both his sons along with Bhai Lehna Ji and many other followers to severe tests to check their level of spirituality and understanding of other divine subjects. Bhai Lehna Ji was the only one to pass all the exams and various tests. Guru Nanak Dev ji chose Bhai Lehna Ji over his own sons. Guru Ji named Bhai Lehna ji as Angad (from Ang meaning part of his body). If you are on a bigger mission you should select your partners/team members on merit and not on their background or reference. 5. Say No Discrimination and Superstitions Guru Nanak Dev Ji was strongly against divisions in race, caste and discrimination. Guru Ji fought against discrimination with the help of his companions Bhai Mardana, who was a muslim, and Bhai Bala, who was a hindu. Both of them were with Guru Ji because of their merit and not because of their religion, caste or race. Guru Ji questioned a number of superstitions and beliefs which were prevalent at that time. A number of people believe in superstitions without questioning the ideologies behind the same. One should question the rationale behind all superstitions. And one should not discriminate in people who all are God’s own creation. This Gurpurab May Guru Nanak Dev Ji bless you with more happiness and more peace. Happy Gurpurab!

Life Lessons from Bird Watching

I was a toddler when my parents used to take me to ‘Dinga Pull’, a local pond, near my home town of Sultanpur Lodhi in Kapurthala District. The pond was full, of a number of local as well as migratory birds like cranes, black winged stilts, herons and geese etc. Those were the days when air conditioners were a luxury only a few could afford. And most people used to sleep on rooftops during summers. Early in the morning everyday, I used to count number of big flocks of migratory birds. And I didn’t realize when bird watching became my hobby and continues to be the hobby I enjoy the most until today. The only difference is now I capture them in my digital memory as well. What amazes me the most about the birds is the variety of color, sizes and feather styles they exhibit. I love to watch them sing, dance, feed their chicks, eat, fight and sometimes trick human beings. My grandmother had at least two to three stories to tell on each bird I used to tell her about after coming back from my bird watching expeditions. In Greek culture the hell is described as ‘Averno’ a place without birds and I too believe in the same. God has surrounded us with birds and in our culture birds are symbol of our faith and trust on God. In addition to being impressed by the sheer beauty and diversity of the bird kingdom, I am equally amazed by their mannerism and behavior patterns. Over many years, I have learned a number of life lessons from bird watching and in this post I’ll share some of the key ones. 1. Evolution Sixty Six million years ago a ten kilometer wide asteroid collided with Earth; such was the impact of the collision that the dominant animal group at the time, the mighty dinosaurs went extinct, at least most of them. Though the impact was equivalent to a force of millions of nuclear bombs and eventually ushered in a nuclear winter like scenario for Earth’s climate, still one peculiar type of dinosaur made it through the catastrophe and survives today. We know the current descendants of these dinosaurs as ‘Birds’. There have been a countless studies to why did ancestors of modern birds survive while many of their close relatives succumbed. Recent research suggests that prior to the extinction event, a line of the dinosaurs shrank in the size gradually over millions of years as they developed flight capabilities and beaks (instead of teeth). And they were able to sustain themselves eating seeds long enough to survive the climate conditions and emerge as survivors. Evidence also suggests that seeds are usually tough naturally and can withstand catastrophic phenomena. It’s possible that changes in diet actually lead to leaner structure overtime and their bones and muscles evolved become lighter (and therefore the flight). This was possible in part because birds evolved and adapted to the environmental changes. And of course the conditions created by the collision were favorable to their long term survival, so they got lucky as well. In order to grow and to be successful in our lives we also need to change and adapt as per the situation. 2. No One Wins Alone Birds fly in V shape formation and each formation has a leader and each member of the formation follows the leader. When the lead bird flaps its wings it creates uplift for the followers and helps save their energy and they can fly farther. When the leader gets tired another member from the formation takes his place and the leader shifts to another position without any feeling bad about losing his position in the formation. Once they reach their destination their hierarchy ceases to exist and all of them spend time with each other as equals. If they see any danger they shout and also tell others about the danger. A great team beats a great individual any day. When you surround yourself with like minded people with a winning attitude you benefit from fresh ideas, profound insight and positive energy. 3. Know the Route and Travel Together Migratory birds fly thousands of kilometers every year and they follow the same route for generations. As they say, “if you want to go fast, go alone and if you want to go far, go together.” No one understands this phrase better than birds. They fly together as flying together increases their chances of survival. 4. Wake Up Early You will never find a bird sleeping late in its nest. Birds wake up very early and welcome the sun with beautiful songs and start their routine with positive energy. This is one trait found in all successful people world over- they all are early risers and start their day when others are still sleeping in their beds. If you want to develop habit of waking up early click here. 5. Self Care Birds struggle the whole day feeding and taking care of its ever-growing chicks, still you will not find a single bird untidy. Birds take care of themselves and they keep themselves clean and tidy. When we are stressed at work with loads of to do list and overdue tasks, the first thing we do is to skip meals, stop exercise and ignore our social life. Ignoring self care only makes things worse. Self care helps us in preventing the overload burnouts, reducing the negative effects of stress and helps us to refocus. If you can’t take long breaks to rejuvenate your energies even small breaks go a long way to help you perform better. 6. Come Back Home Birds start their day early for the search of food and sometimes they fly to distant places looking for food but when sun sets in they always come back to their nests. A number of people ask where do migratory birds belong to and I always answer that their home is where their families are. Travel… Continue reading Life Lessons from Bird Watching

Management Lessons from Ali Baba & Forty Thieves

Ali Baba and 40 Thieves is amongst most told stories from the Arabian world and I am sure most of you must have listened to this amazing story.  I came across this amazing story recently while preparing for my upcoming program and immediately some thoughts crossed my mind. In this post I’ll share the Management Lessons from Ali Baba & Forty Thieves. Here is the story of Ali Baba & Forty Thieves* Ali Baba and his elder brother Qasim are the sons of a merchant. After their father’s death, the greedy Qasim marries a wealthy woman and becomes well-to-do, building on their father’s business. Ali Baba marries a poor woman and settles into the trade of a woodcutter. One day, Ali Baba is at work collecting and cutting firewood in the forest, and he happens to overhear a group of 40 thieves visiting their treasure store. The treasure is in a cave, the mouth of which is sealed by magic. It opens on the words “open sesame” and seals itself on the words “close sesame”. When the thieves are gone, Ali Baba enters the cave himself and discreetly takes a single bag of gold coins home. Ali Baba and his wife borrow his sister-in-law’s scales to weigh their new wealth. Unbeknownst to them, Qasim’s wife puts a blob of wax in the scales to find out what Ali Baba is using them for, as she is curious to know what kind of grain her impoverished brother-in-law needs to measure. To her shock, she finds a gold coin sticking to the scales and tells her husband. Under pressure from his brother, Ali Baba is forced to reveal the secret of the cave. Qasim goes to the cave, taking a donkey with him to take as much treasure as possible. He enters the cave with the magic words. But in his greed and excitement over the treasure, he forgets the words to get out again. The thieves find him there and kill him. When his brother does not come back, Ali Baba goes to the cave to look for him, and finds the body quartered and with each piece displayed just inside the cave’s entrance, as a warning to anyone else who might try to enter. Ali Baba brings the body home where he entrusts Morgiana, a clever slave-girl from Qasim’s household, with the task of making others believe that Qasim has died a natural death. First, Morgiana purchases medicines from an apothecary, telling him that Qasim is gravely ill. Then, she finds an old tailor known as Baba Mustafa whom she pays, blindfolds, and leads to Qasim’s house. There, overnight, the tailor stitches the pieces of Qasim’s body back together so that no one will be suspicious. Ali Baba and his family are able to give Qasim a proper burial without anyone’s asking awkward questions. The thieves, finding the body gone, realize that yet another person must know their secret, and they set out to track him down. One of the thieves goes down to the town and comes across Baba Mustafa, who mentions that he has just sewn a dead man’s body back together. Realizing the dead man must have been the thieves’ victim, the thief asks Baba Mustafa to lead the way to the house where the deed was performed. The tailor is blindfolded again, and in this state he is able to retrace his steps and find the house. The thief marks the door with a symbol so the other thieves can come back that night and kill everyone in the house. However, the thief has been seen by Morgiana who, loyal to her master, foils the thief’s plan by marking all the houses in the neighborhood similarly. When the 40 thieves return that night, they cannot identify the correct house, and their leader kills the unsuccessful thief in a furious rage. The next day, another thief revisits Baba Mustafa and tries again. Only this time, a chunk is chipped out of the stone step at Ali Baba’s front door. Again, Morgiana foils the plan by making similar chips in all the other doorsteps, and the second thief is killed for his failure as well. At last, the leader of the thieves goes and looks himself. This time, he memorizes every detail he can of the exterior of Ali Baba’s house. The leader of the federation pretends to be an oil merchant in need of Ali Baba’s hospitality, bringing with him mules loaded with 38 oil jars, one filled with oil, the other 37 hiding the other remaining thieves. Once Ali Baba is asleep, the thieves plan to kill him. Again, Morgiana discovers and foils the plan, killing the 37 thieves in their oil jars by pouring boiling oil on them. When their leader comes to rouse his men, he discovers they are all dead and escapes. The next morning, Morgiana tells Ali Baba about the thieves in the jars. They bury them, and Ali Baba shows his gratitude by giving Morgiana her freedom. To exact revenge after some time, the leader of the thieves establishes himself as a merchant, befriends Ali Baba’s son (who is now in charge of the late Qasim’s business), and is invited to dinner at Ali Baba’s house. However, the thief is recognized by Morgiana, who performs a sword dance with a dagger for the diners and plunges it into the thief’s heart, when he is off his guard. Ali Baba is at first angry with Morgiana, but when he finds out the thief wanted to kill him, he is extremely grateful and rewards Morgiana by marrying her to his son. Ali Baba is then left as the only one knowing the secret of the treasure in the cave and how to access it. This is how this story ends for everyone happily for everyone except forty thieves. The forty thieves were rich and powerful but still they not only lost all their fortunes but also their lives. Ali Baba was neither more powerful nor smart still he managed to get everything by making best use of… Continue reading Management Lessons from Ali Baba & Forty Thieves

How to Develop the Habit of Book Reading?

Let me begin with the fact that I have been a reader in the past and then I was just busy like all of us and then I renewed by friendship with books again. On a serious note, I am aware how habit of book reading adds perspective and meaning to our lives but I also have an experience to share, which I am sure will help you in developing habit of book reading for all great reasons like self development, career growth, career switch and even the young parents can read and seek help for positive parenting and develop habit of book reading in the kids. During my MBA I had read 114 books, apart from my subject books! Those included self-help, business management and non fictional. I met with an accident on 4th April’03 and I was in coma for some time. I spent more than a year recovering from the accident. A lot of things changed due to accident and I missed two which were very close to me. First, driving, and the other, book reading. I recovered gradually and started my life as a normal person and started my career with Indian Express and also started driving. I was happy as my life was back on track and I was doing well in my career. But still I missed reading and my favorite seat at my B- School library. Though I was reading a lot on my mobile, laptop etc. but I was not reading books the way I was used to. I asked two of my friends, Mohit Pawar and Jimmy Jain, who themselves are voracious readers, to help me get back to the reading habit and they helped me with some simple but very effective tips which I found are of great help if anyone wants to develop this habit. I am back to the rhythm and my own small library is flourishing again. This blog is for my friends who want to develop book reading habit. Quick tips to develop habit of book reading: 1. Always carry a book: As they say out of sight is out of mind. Always carry a book and whenever you get time try and read during the day. You can read while traveling or waiting for someone in a restaurant or a cab, a train station – wherever you have free time. A lot many people listen to audio books while driving but I don’t recommend that as when you are driving you should focus on driving and listening audio book needs concentration and then you will not be able to concentrate on driving. 2. Make a reading list: Keep your hobbies/ interests in mind while deciding what kind of books you enjoy reading and make a list of the books. And if you come to know about a good book you can add the book to your list. I keep my reading list on my email and I email myself if someone recommends me a good book which is not there in my reading list. 3. Go to a used bookstore: In the beginning one may find books he wants to read to be expensive. The used bookstore can be of great help as it will help you save a lot of money and you will be able to buy more books and read more. 4. Minimize TV Time and Social Media Time: TV and Social Media consume a lot of our productive time and as per some medical reports they have a bad effect on our brain and health. Reducing our TV and Social Media time will be little challenging at first but once you make concentrated efforts you will be amazed how much free time you have for book reading. 5. Go to library: You can find those expensive and rare books, which are not there in used bookstore, in library. The memberships are quite affordable and helpful for the starters. 6. Set a Goal: To start with set a goal of reading at least 25 pages or two chapters of a book in a day and once you have finished a book now set another goal on how many books you will read in a year. 7. Have a reading time: Assign a time for book reading in your daily schedule and unless you will not schedule it you will not find time in your busy schedule. Assign even if you have 15 minutes in entire day and stick to it no matter what happens. 8. Buy Books don’t Borrow: I prefer to buy book and not to borrow as I can re read it after some time and I do it quite often. Though there are some expensive and rare books which are difficult to purchase. For all such books use library and make notes after reading which can be helpful for future references. 9. Know when to give up: To start with find books which are fun and compelling and keep you going. If you are reading a book and you find the first 50 pages as boring then give up. The idea here is to cultivate a habit. Once you have cultivated reading habit you can always pick up the same book and read. 10. Reward yourself: Make your reading time pleasurable. Have some tea/coffee when you read. And treat yourself with pizza/chocolate/ice cream after finishing the book. I hope this helps you and if you are trying and still find it difficult to develop habit of book reading, let us connect and I might help you with some recommendations and preferences. You can write to me on rjdhir@gmail.com Happy reading 🙂

The Little Things Which Make Me Happy

Have you ever wondered what those little things which make you happy are? Following is list of those little things which make me happy Waking Up Early Without Alarm: You know you have more time to finish things. Cuddling In The Bed: It feels great to cuddle in the bed waiting for the bed tea. Going for a Walk: You enjoy the beauty of the nature. Watching the sun rise and watching the birds going out of their nests fills you with joy. Deep Breathing: A 5-10 minutes of deep breathing fills you with positive energy. Touching the Feet of Parents: It’s a way of thank your parents for raising you well. Their blessings can make miracles happen. Smile by a Stranger: Smile breaks the barriers and you may get a friend for life. Give one and you may one. Playing with Kids: Reminds us of those golden days when we were kids. Aaloo Prantha with White Butter and Lassi: Nothing can be more delicious than Aaloo Prantha with white butter and a glass of lassi. Mouth watering and keeps you going for the day. Listening Stories From Elders: Elders love to tell their stories and these stories are full with their life experiences and can help you understand life easily. A Tight Hug From Your Little Ones: That’s what I call, “Unconditional Love.” To See Kids Smiling While Sleeping: What else could be happiness than watching kids smiling while they are sleeping? A Small Change in Your Routine: Makes you more exciting and try something new. Less Traffic on Roads: Heavenly feeling if you are a Delhite. And if you get all signal lights green then.. (No words can describe that feeling) Reaching Office Early: That head start which counts at the last. Storytelling To Kids: Ensures you are spending time with your kids and pass on the knowledge you received from your parents. Reading Your Favorite Book: Helps you understand so many things. Meeting Old Friends On The Go: Who else can remind of all those mischief and blunders? Finding Money in Old Jeans: May be that’s what we call magic! Food Cooked By Mother: Divine! Hugging Your Parents: Telling them whatever you are today and wherever you have reached, it’s only because of their hard work. To Listen Parents Childhood Stories From Their Friends: It’ll make you rolling over the floor laughing. And tell you how naughty/humorous they were at their young age. Spending Time With Old Buddies: Connect to your past. Spending Time Following Your Passion: For me it’s bird photography and playing Alghoza. It helps overcome anxiety and there are a number of lessons I have learnt from bird watching. Click here to learn lessons from bird watching. A Joke From Little Ones: Helps forget the tensions and enjoy life. Visiting Your School/College: Gives a chance to return whatever you have learned to the future generations. Watching Full Moon: That wow feeling!! Experimenting While Cooking and Letting Your Wife Know About The New Recipe: An off from kitchen keeps wife happy. Season’s First Rain: That cool breeze and smell of freshness. Langar Sewa In A Gurudwara: Heavenly feeling! A Break From Your Routine: Gives you an opportunity to rejuvenate yourself. Music You Love: Takes you to the other world, away from your sorrows. And if you can sing along that’s the icing on the cake. Going On a Long Drive: Helps exploring new areas. Dew Drops On Petals Of A Flower: Makes you enjoy the beauty of Mother Nature. Watching/ Listening The Birds Chirping/ Singing: It could be mesmerizing. Massage: Relives from exertion. An Extended Weekend: One can’t ask for more these days than an extended weekend. It gives you enough time to finish all your pending work and go to some distant place away from noise and pollution and rejuvenate yourself with new energy. Your Status Message/ Tweet Getting Viral: Something everyone wants these days. Hand Written Letter: A rare feat these days as people prefer emails and other short messaging services. . Extending A Helping Hand: Sometimes your little help occupy the biggest part of their hearts. Let Your Spouse Pursue his/her Dreams: Makes the bond stronger and makes you proud of his/her achievements. These are some of the little things I could figure out which make me happy. There could be many other things which can be added to the list. Make your list of little things which make you happy.

How to Wake Up Early?

I am an early riser and a number of friends ask me how to wake up early? In this post I’ll share the benefits of waking up early and some  very simple nut powerful way which will help you in waking up early in the morning. There’s one common trait found in all successful people world over- they all are early risers and they start their day when most of others are still sleeping in their beds. Waking up early is amongst the most important lessons I learnt from my parents (Click here to read). We are living in an era where people love to watch TV and surf internet till late and these days there are not many early risers. I am not saying people who are not early risers are not successful but there are a number of benefits on early risers can avail. Following are the benefits for early risers: Exercise: Mornings are the best time to exercise in fresh air. A brisk morning walk of 45-50 minutes is considered one of the best exercises for human beings. Regular exercise improves fitness, provides energy for the whole day, boosts mood and helps with deep sleep cycles. Explore Nature’s Beauty: Watching rising sun and birds flying in large numbers is amongst the best feasts of the nature. There’s nothing more beautiful than the loveliness of the woods before sunrise. Breakfast: A number of daily commuters on Delhi roads can be seen having their breakfasts in their cars as they don’t get time for most important work of the day i.e. to have breakfast. And if their mothers/wives/cooks too wake up late they leave for office without having breakfast after fasting for whole night. People who wake up early get ample time to have a healthy breakfast which will supply sufficient energy to work whole day Develop a Positive Mental Attitude: Osho once said, “Morning is the best time to meditate. After the whole night’s rest you are very close to the center of your being. It is easier to move into the center consciously early in the morning than at any other time — because for the whole night you have been there at the center, you have just left it. Deep sleep rejuvenates because, although unconsciously, you enter into the core of your being — but you still enter. All the tiredness of the outside world is taken away, and all the wounds are healed, and all the dust disappears. You have taken a bath; you have dived deep into your own being. So in the morning when you have just awakened and you are very close to the center… Soon the periphery will take you, will possess you; you will have to go into the world of occupations. Before you go into that external journey, have a look, so that consciously you can see who you are. This is what meditation is all about. Hence, down the ages, the morning, early morning, when the earth is awakening and the trees are awakening and the birds are awakening and the sun is awakening, when the whole atmosphere is full of awakening, you can use this situation. You can ride on this tide of awakening and you can enter into your own being, awake, alert, aware. And your whole life will be transformed. And your whole day will be transformed because then you will have a different orientation. Then you can go into the marketplace and still you will remain in contact with your inner core.” Waking up early helps you develop a positive mental attitude as you can prepare for the challenges ahead in the day. Take Advantage of Extra Time: If you wake up just one hour earlier each morning you would gain 15 days in a year and that extra one hour can make all the difference to your lives. You will commute in less congested roads and reach their offices on or before time if you start your day early. One of my colleagues, Mr. Sachit Jain at Bharti AXA, was used to reach office before time so that he can finish important work without being interrupted by anyone and leave on time in the evening. Better Family Life: You can finish your work on time by starting early and you can leave office on time and you can spend quality time with your family without worrying about any pending work. Various studies has described that early risers are more optimistic and have better family lives than night owls. It’s not very difficult to become an early riser. It’s just a matter of taking action with discipline and motivation. Following are some quick tips which can help you develop a habit to get up early in the morning and plan your day in a better way: Put Your Alarm Away From Your Bed: Don’t keep alarm near your bed as you will either shut it up or put it on snooze. If the alarm is far from your bed you will have to leave your bed to shut it. You are up now and all you need to do is stay up. Don’t Fall in 5 Minute Trap: Once you are up better jump out of the bed and go out of your bedroom. Don’t fall in 5 minute more trap as once people start snoozing usually they keep on snoozing again and again. Remember you lose when you snooze. It’s very easy to wake up at first attempt. If 6-8 hours of sleep is not sufficient then 5 more minutes are not sufficient either. People who fall in 5 minute trap usually end up waking up guilty for not waking up at the first attempt. Start With Decremental Timing: Don’t be rigid about waking up early. If u want to start waking up at 5am from your daily routine of 7am, don’t start waking up at 5am next day onwards. It should be decremental say by 15 minutes every 4th day. Your… Continue reading How to Wake Up Early?

Investing at an Early Age

I was about to leave office when a junior colleague came to me seeking help in financial planning. Though I was in a little hurry I couldn’t stop myself helping him with my suggestions pertaining to financial planning. I am in my mid 30’s and now sometimes I think I should have started financial planning a bit early in my life and could have accumulated a substantial wealth till now. Saving and Investing at an Early Age is always difficult as we have so many temptations around us viz branded clothing, electronic gadgets or freaking out with friends etc. By the time people realize the value of savings and investment they are hardly left with time for the magic of compounding to make substantial additions to their investments. Here you can read why compounding is known as the 8th Wonder of the World. Following are some simple but powerful tips to save and start Investing at an Early Age and at any age: Understand You are not Going to Work Forever: Average life expectancy in India is around 67 years and if you start working at an age of 25 years you will have 35 years to work and plan for your life post retirement. One can’t plan his retirement at an age of 45-50 and even if one plans he will surely land short of money required to maintain a similar life style post retirement. The Sooner the Better: The sooner one starts investing the better the returns would be as the compounding will not add but multiply the return on investment in long run. Start with a Small Amount: You can start with a small amount but keep increasing the investments every month or quarter by 5-10%. This way you will be able to manage your expenses efficiently and will be able to utilize the funds in a better way. Have a Financial Goal: Have a financial goal before starting investing. Without a goal it will be like shooting without an aim. Financial goal will help you decide the amount of money you will need to invest, type of fund and tenure of the investments. Diversify: As they say one should not put all eggs in one basket similarly one should not invest all his money in a single or similar kind of funds. There are various Investment Avenues wherein you can invest your money e.g. Debt funds, Equities, Mutual Funds etc. Understand the risk associated with different investment funds before making any investment. Education Loan: If you have taken an education loan don’t rush to pay it fast. Banks offer education loans at discounted rates and there are many investment avenues which offer higher rate of return than the rate of interest charged by banks on your education loan. The RoI will further discount your education loan. Insurance Planning: Insurance is amongst most important investment avenues these days as it not only insures your life against any peril but also helps you make a big corpus in long term. The cost of insurance is lesser if you buy insurance at younger stage of your life and goes on increasing as you grow older. High Risk Appetite: At young age people have time in hands and their risk appetite is usually high so one can invest in funds with high volatility but high returns and make good fortunes in long run. But this luxury ceases to exist as you grow old. There are some temptations which attracts people to commit Beautiful Mistakes without worrying about their ill effects on their financial health in long term. One should avoid spending or spend carefully on the following: Credit cards/ Personal Loan: Credit cards offer hassle free shopping and are user friendly as you don’t have to pay in cash and offer to buy stuff even if you have a nil bank balance. This is where one need to be careful as people tend to spend more and impulsive buying usually is of no use and they end up buying products which will be of little utility. Similarly Personal loans comes with very high interest rates and people end up paying substantially very high than the actual loan. Though Credit cards and personal loans help to meet sudden expenses but after all you have to return the money to the bank and even an extra spend of one single time can severely affect your financial goals. Electronic Gadgets: Youngsters love to buy expensive gadgets with maximum no. of features/apps. A high resolution DSLR camera does not mean it will click better pictures. If you know how to manage shutter speed, ISO, aperture etc. then even a simple camera can click good pictures. A mobile with 256 Gb memory with 40 MP camera and 1000s of apps is of no use if you are keeping even those pictures/videos which you would have hardly watched if you had phone with lesser memory. Similarly if you are not using all the on your mobile, there is no point in spending money on such expensive mobiles just for the sake of show ups. Same goes for other gadgets. Understand your requirement and then only buy. If you can’t take care of your electronic gadgets or you get bored very easily then you must make it a point not to buy expensive ones. Car: Car is a luxury but also a big liability. Entry segment car costs more than Rs. 3 Lacs and if you take 100% loan for 5 years you will need to pay around Rs. 6600/- per month as installments for next 60 months. Plus add another Rs. 5000/- per month as running cost of the car to it. The total cost per month would be Rs. 11,600/-, and in 5 years you would spend 6,96,000/- for owning a car, which is quite big amount for anyone with no financial back up (Assuming you purchased the car in the very first month or year of your professional life). If your company is… Continue reading Investing at an Early Age